Ocean County Car Accident Lawyers

Car accidents occur unexpectedly, leaving drivers and passengers with life-altering consequences. In Ocean County, New Jersey, those involved in accidents often face significant financial, emotional, and physical challenges. When injuries occur or property damage results from a crash, it is vital to understand how the legal process works and what steps to take to seek compensation.

Here is where the Ocean County car accident lawyers at Kitrick, McWeeney & Wells, LLC can help. We guide individuals through the process of filing claims, determining fault, and dealing with insurance companies. Our legal team understands how overwhelming a car accident can be and is committed to supporting clients through every step of their legal journey.

What Are the Most Common Causes of Car Accidents in Ocean County?

Car accidents can occur for a variety of reasons, many of which are avoidable. Some of the most common causes of car accidents in Ocean County include:

• Distracted Driving: Engaging in activities such as texting, talking on the phone, or adjusting the GPS while driving can significantly reduce a driver’s focus and increase the risk of an accident.
• Speeding: Driving above the speed limit reduces a driver’s reaction time and can make accidents more severe.
• Driving Under the Influence: Alcohol and drugs impair judgment and reaction times, making drivers more likely to cause accidents.
• Inclement Weather: Rain, snow, or fog can make roads slippery, reduce visibility, and contribute to accidents

What Are the Most Common Types of Car Accidents in New Jersey?

The most common kinds of car accidents in The Garden State include:

• Rear-End Collisions: Occur when one vehicle crashes into the back of another, often due to tailgating or sudden stops.
• Side-Impact Collisions: Also known as “T-bone” accidents, happen when one car crashes into the side of another, usually at intersections.
• Head-On Collisions: Involve two vehicles colliding front-to-front, often resulting in severe damage and injuries.
• Single-Vehicle Accidents: Occur when a driver loses control, causing the vehicle to hit a tree, pole, or other object.

How Does New Jersey’s No-Fault Insurance System Work?

New Jersey operates under a no-fault insurance system, meaning that each driver’s insurance policy covers their own medical expenses and a portion of lost wages after an accident. The no-fault system simplifies the claims process, as drivers do not need to prove fault in order to receive compensation for medical treatment or lost income.

However, this system also has limitations. While the no-fault coverage handles medical expenses, it may not cover pain and suffering or extensive property damage. To pursue compensation for these types of damages, the injured party must meet a certain threshold, such as proving that the injury is serious enough to require compensation beyond what the no-fault system provides. If you believe your case exceeds the no-fault limits, our Ocean County car accident lawyers can help you understand your options for pursuing a lawsuit.

What Is the Statute of Limitations for Car Accident Claims in Ocean County?

In New Jersey, the statute of limitations for filing a car accident lawsuit is typically two years from the date of the accident. This means that individuals who wish to pursue a claim for damages must file their lawsuit within this timeframe. Failing to meet this deadline may result in the inability to recover compensation for your injuries or losses.

It is also important to understand that the two-year limit applies to the time in which the lawsuit must be filed, not when the accident itself occurs. In many cases, individuals may not realize the full extent of their injuries or damages until after the initial accident. If you are unsure whether you are within the statute of limitations for your case, our Ocean County car accident lawyers can help.

Can I Sue the At-Fault Driver for My Injuries After a Car Accident?

If you suffer significant injuries in a car accident, you may be able to file a lawsuit against the at-fault driver. Depending on the type of policy you have, you may be entitled to pursue legal action for injuries that are severe or cause lasting consequences. Examples include displaced fractures, the death of a family member, permanent disability, disfigurement, or the loss of a fetus. In these cases, the injured party can seek compensation beyond what the no-fault insurance system offers.

To file a lawsuit against the other driver, you must demonstrate that their actions caused the accident and that their negligence was the direct cause of the injuries. In some cases, a driver may be responsible for the accident due to speeding, driving under the influence of alcohol, distracted driving, or violating traffic laws. Our Ocean County car accident lawyers can gather evidence and build a solid case to support your claim.

What Should I Do if I Am Involved in a Car Accident in Ocean County?

If you are involved in a car accident in Ocean County, there are several steps you should take to protect yourself and your legal rights:

• First, call 911 to report the accident and ask how to obtain a copy of the police report. This document can serve as key evidence for your claim.
• If an ambulance is not necessary, follow up with a medical provider as soon as possible. You could have underlying injuries that require care; documentation of your examination, diagnosis, and treatment plan can also be used for evidence.
• Exchange contact and insurance information with the other driver, including their name, address, driver’s license number, license plate number, and insurance policy number. If there are any witnesses to the accident, ask for their contact information as well. If possible, take photographs of the scene, including the damage to both vehicles, the surrounding area, and any visible injuries.
• Before calling your insurance provider, contact our Ocean County car accident lawyers to discuss your legal options. We can explain what to say to the insurer and explain your legal options before you take further action.

How Can a Car Accident Lawyer Help Me After a Crash?

Car accident lawyers provide legal representation throughout the process, from filing insurance claims to negotiating settlements or pursuing lawsuits. They can investigate the accident, gather evidence, interview witnesses, and work to establish liability. Our Ocean County car accident lawyers also help clients document their medical treatment, lost time at work, and other expenses. Your claim should account for all of your damages, including medical bills, lost wages, property damage, and pain and suffering. We also deal with insurance adjusters, who may try to minimize the compensation you receive.

Skilled Ocean County Car Accident Lawyers at Kitrick, McWeeney & Wells, LLC Will Fight on Your Behalf

Do not hesitate to reach out to the experienced Ocean County car accident lawyers at Kitrick, McWeeney & Wells, LLC for a free consultation. To learn more, call our Manasquan or Brick, New Jersey, office at 732-920-8383 or submit our online form. We proudly serve clients across New Jersey.