Rideshare accidents involving Uber and Lyft vehicles present certain challenges that require experienced legal representation. The aftermaths surrounding these crashes differ significantly from traditional motor vehicle accidents. When these collisions occur, determining liability and obtaining fair compensation often involves analyzing driver status and the related insurance coverage levels, among other considerations.
Our Ocean County Uber and Lyft accident lawyers at Kitrick, McWeeney & Wells, LLC understand the intricate nature of these cases and the multiple insurance policies that may come into play. Our lawyers possess the knowledge and experience necessary to handle these cases effectively, fighting to pursue fair compensation for our clients.
Rideshare drivers cause crashes primarily due to cellphone use, driver fatigue, and navigating unfamiliar roads. The main contributing factors include distraction from app interactions, increased time on roads, pressure to accept rides quickly, and lack of familiarity with pickup locations. However, many crashes involve third-party drivers rather than the rideshare operators themselves.
Following a rideshare accident, prioritize medical attention for any injuries and contact law enforcement to file an official report. Document the scene by taking photographs of vehicle damage, road conditions, and any visible injuries; obtain contact information from all drivers, passengers, and witnesses present at the scene. After the injuries have been attended to, report the accident through the Uber or Lyft app and notify your own insurance company.
Rideshare accidents involve multiple layers of insurance coverage that depend on the driver’s status at the time of the incident. When an Uber or Lyft driver is offline, only their personal auto insurance applies. However, when drivers are logged into the app but not actively engaged with passengers, limited contingent coverage may be available. During active trips or while en route to passengers, higher levels of commercial insurance coverage typically apply.
Insurance claims in rideshare accidents require careful coordination between multiple insurance companies. The rideshare company’s insurance, the driver’s personal coverage, and potentially other involved parties’ policies may all play a role in providing compensation. Claims adjusters from different companies often attempt to shift liability to minimize their company’s financial responsibility. Our Ocean County Uber and Lyft accident lawyers help injured individuals obtain proper compensation by holding all responsible parties accountable and preventing insurance companies from avoiding their obligations.
This depends on the driver’s status. If a liable rideshare driver was using their vehicle for personal use, their personal vehicle insurance policy applies. When the rideshare app is on and the driver is waiting for a booking, the first tier of coverage has $50,000 in bodily injury coverage per person/$100,000 total and $25,000 in property damage coverage. If the driver is on the way to pick up a passenger or has one in the vehicle, the coverage increases to $1 million in bodily injury coverage and property damage.
Multiple parties may bear responsibility for rideshare accidents, including the rideshare driver, other motorists, the rideshare company, and even third parties such as vehicle manufacturers or government entities responsible for road maintenance. Determining liability requires a thorough investigation of the accident circumstances, driver qualifications, vehicle maintenance records, and compliance with safety regulations.
Compensation in rideshare accident cases may include medical expenses, lost wages, property damage, pain and suffering, and long-term care costs. The amount and types of compensation depend on the severity of injuries, the degree of fault assigned to each party, and the available insurance coverage. In cases involving permanent disabilities or wrongful death, additional damages may be recoverable.
New Jersey law establishes specific time limits for filing personal injury claims, typically two years from the date of the accident. However, certain circumstances may affect these deadlines, and insurance companies may impose their own reporting requirements. Prompt action helps preserve evidence, witness testimony, and your legal rights, so we suggest contacting our Ocean County Uber and Lyft accident lawyers as soon as possible.
Critical evidence in rideshare accidents includes the official police report, photographs of the accident scene and vehicle damage, medical records documenting injuries and treatment, witness statements, and data from the rideshare app showing driver status and trip details. Cell phone records, vehicle maintenance records, and driver qualification documents may also prove relevant.
Settlement calculations consider the claimant’s medical expenses, lost income, property damage, pain and suffering, and future care needs. The severity and permanence of injuries, the degree of fault assigned to each party, and available insurance coverage all influence settlement amounts. Insurance companies often make initial offers that fall short of adequate compensation, so do not sign anything before consulting with a lawyer.
Passengers injured in rideshare accidents often have strong compensation claims since they bear no responsibility for causing the accident. Uber and Lyft maintain substantial insurance coverage for passenger injuries during active trips. However, the insurers may still attempt to minimize settlements or deny claims based on technical grounds.
Rideshare accident cases involve multiple insurance policies, corporate entities, and legal considerations that can overwhelm individuals without legal training. Insurance companies employ teams of adjusters and lawyers whose primary goal is to minimize payouts to claimants. Our Ocean County Uber and Lyft accident lawyers level the playing field by investigating the accident, gathering evidence, negotiating with insurance companies, and advocating for fair compensation. We can improve the likelihood of obtaining adequate compensation for injuries and damages.
Do not hesitate to seek trusted legal guidance after a rideshare crash; reach out to our Ocean County Uber and Lyft accident lawyers at Kitrick, McWeeney & Wells, LLC. For a free consultation, call 732-920-8383 or contact us online. With office locations in Manasquan and Brick, New Jersey, we proudly serve clients across New Jersey.
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